Key Arizona facts: Insurance & Collisions
Arizona's minimum bodily injury liability coverage is $25,000 for one person. Customer Service Guide, Vehicle Insurance (p. 9) Arizona's minimum bodily injury liability coverage is $50,000 for two or more people. Customer Service Guide, Vehicle Insurance (p. 9) Arizona's minimum property damage liability coverage is $15,000. Customer Service Guide, Vehicle Insurance (p. 9) Not keeping proper Arizona insurance with the correct VIN on file at MVD can lead to suspension of the vehicle registration, the driver license, or both. Customer Service Guide, Vehicle Insurance (p. 9) A conviction for having no proof of financial responsibility suspends the license, registration and plates for 3 months the first time, 6 months for a second within 36 months, and a year for a third or later within 36 months. Section 5, Actively Avoiding Crashes: Driving on a Suspended or Revoked License (p. 64) Sample Insurance & Collisions questions
After a crash with no serious injuries, who may move a damaged car that still drives safely out of the main lanes?
Only the car's registered owner Only a tow truck operator Any licensed driver Only a police officer Show the answer
Any licensed driver
Any licensed driver may move a vehicle that runs under its own power when no one is seriously hurt.
Source: Arizona Driver License Manual and Customer Service Guide, Section 6, Handling Emergencies: Crash Procedures (p. 71)
You move your car out of the lanes after a crash before police arrive. Does that make you at fault?
Yes, unless an officer told you to move Yes, it counts as admitting fault No, moving it alone does not make you at fault Only if the crash was on a freeway Show the answer
No, moving it alone does not make you at fault
A person who clears a vehicle from the main lanes is not held at fault simply because it was moved.
Source: Arizona Driver License Manual and Customer Service Guide, Section 6, Handling Emergencies: Crash Procedures (p. 71)
You are in a crash on an Arizona highway. What should you check first?
That you and your passengers are OK The other driver's insurance card How badly your car is damaged Whether anyone saw the crash Show the answer
That you and your passengers are OK
First make sure the people in your vehicle are OK; then move to a safe spot if you can and call 911.
Source: Arizona Driver License Manual and Customer Service Guide, Section 6, Handling Emergencies: Quick Clearance (pp. 71-72)
What penalty follows a conviction for failing to stop at a crash that damaged only a vehicle?
A 3-year revocation A 1-year suspension A 5-year revocation A 90-day suspension Show the answer
A 1-year suspension
Failing to stop when only a vehicle was damaged brings a 1-year suspension.
Source: Arizona Driver License Manual and Customer Service Guide, Section 6, Handling Emergencies: Failure to Stop at a Crash (p. 72)
What penalty follows a conviction for failing to stop at a crash in which someone died?
A 5-year revocation A 10-year revocation A 3-year revocation A 1-year suspension Show the answer
A 10-year revocation
Failing to stop at a fatal crash brings a 10-year revocation, and time spent in jail does not count toward it.
Source: Arizona Driver License Manual and Customer Service Guide, Section 6, Handling Emergencies: Failure to Stop at a Crash (p. 72)
MVD does not have valid Arizona insurance with your car's correct VIN on file. What can happen?
Your registration or license can be suspended You must retake the written test Nothing, unless you crash Your title is canceled Show the answer
Your registration or license can be suspended
Failing to keep proper Arizona insurance with the correct VIN on file can lead to suspension of the registration, the license, or both.
Source: Arizona Driver License Manual and Customer Service Guide, Customer Service Guide, Vehicle Insurance (p. 9)
What is Arizona's minimum bodily injury liability coverage for one person?
$15,000 $25,000 $10,000 $50,000 Show the answer
$25,000
Arizona requires at least $25,000 of bodily injury liability for one person.
Source: Arizona Driver License Manual and Customer Service Guide, Customer Service Guide, Vehicle Insurance (p. 9)
You are convicted for the first time of having no proof of financial responsibility. How long is the suspension?
6 months 3 months 1 year 1 month Show the answer
3 months
A first violation brings a 3-month suspension of the license, registration and plates.
Source: Arizona Driver License Manual and Customer Service Guide, Section 5, Actively Avoiding Crashes: Driving on a Suspended or Revoked License (p. 64)
What is Arizona's minimum bodily injury liability coverage when two or more people are hurt?
$30,000 $50,000 $100,000 $25,000 Show the answer
$50,000
The minimum for two or more people is $50,000.
Source: Arizona Driver License Manual and Customer Service Guide, Customer Service Guide, Vehicle Insurance (p. 9)
You are one of the first people to reach a crash scene. What should you do with the crashed vehicles?
Leave their engines running Turn off their ignitions Restart them to check damage Show the answer
Turn off their ignitions
Turning off the ignition of the vehicles involved is one of the steps for helping at a crash scene.
Source: Arizona Driver License Manual and Customer Service Guide, Section 6, Handling Emergencies: Assisting at the Scene of a Crash (p. 71)
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About these questions
We wrote these practice questions from the facts in the Arizona Driver License Manual and Customer Service Guide (PDF 99-0117, revised September 2026, downloaded 2026-11-08 edition) and from official sources on road signs. Every answer links to its source, so you can check it and read more.
DMV Decoded is an independent guide, not a government agency. This practice test is not connected to the Arizona Department of Transportation Motor Vehicle Division (ADOT MVD), and your actual test will have different questions. Study the handbook, and check the agency's website for current rules.
