Key Georgia facts: Insurance & Collisions
Sample Insurance & Collisions questions
What can happen under Georgia's Safety Responsibility Law if you don't satisfy a claim for crash damage?
Your license can be suspended You only pay a small fee You only get a warning letter
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Your license can be suspended
The law protects insured motorists. If a claim is filed against you, you will receive an order suspending your license.
Source: Georgia Drivers' Manual, Section 10: Losing Your Driving Privileges, Safety Responsibility Law
In a Georgia crash with no injuries, law enforcement must be notified if property damage exceeds what amount?
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$500
Notify the nearest law enforcement agency at once if anyone is hurt or killed, or if property damage exceeds $500.
Source: Georgia Drivers' Manual, Section 11: Crashes, If You Are Involved In A Crash
After a Georgia expressway crash with no apparent serious injury, what must drivers do if their vehicles run normally?
Move them to a safe location Leave them where they are for police Keep driving and call the next day
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Move them to a safe location
It is the drivers' duty to move drivable vehicles from the road to the shoulder, median or other safe place.
Source: Georgia Drivers' Manual, Section 11: Crashes, Moving Vehicles Following a Crash
Does moving your car off a Georgia expressway after a minor crash make you at fault?
Yes, it counts against you No, not simply for moving it Yes, unless police tell you to
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No, not simply for moving it
You are not considered at fault simply because you moved the vehicle.
Source: Georgia Drivers' Manual, Section 11: Crashes, Moving Vehicles Following a Crash
Why should you alert police after hitting a deer in Georgia?
It keeps points off your record Most insurers require a police report The state pays for the repairs
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Most insurers require a police report
Insurers will mostly want a police accident report before they pay such a claim.
Source: Georgia Drivers' Manual, Section 11: Crashes, Deer-Automobile Crashes
How does the Georgia Drivers' Manual say to stop serious bleeding after a crash?
Have the victim walk around Pour cold water over the wound Press thick cloth pads on it by hand
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Press thick cloth pads on it by hand
Use cloth pads, as clean as possible, applied with pressure by hand.
Source: Georgia Drivers' Manual, Section 11: Crashes, Aiding the Injured
A person in a Georgia crash says they are not hurt. What should you do?
Tell them to drive home Leave them and carry on Do not assume they are unhurt
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Do not assume they are unhurt
Send for professional help as soon as possible instead of taking their word for it.
Source: Georgia Drivers' Manual, Section 11: Crashes, Aiding the Injured
What does Georgia's Good Samaritan Law protect you from when you give emergency care?
Any insurance rate increase Civil damages All traffic tickets
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Civil damages
The law holds a person harmless for civil damages that result from giving emergency care.
Source: Georgia Drivers' Manual, Section 11: Crashes, Aiding the Injured
Can you get a Georgia limited driving permit after a conviction for driving without insurance?
Yes, for a $32 fee Yes, after your first week No, it is not available
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No, it is not available
No-insurance convictions are on the list of cases where a limited driving permit is not available.
Source: Georgia Drivers' Manual, Section 10: Losing Your Driving Privileges, Limited Driving Permits
A deer runs out in front of your car in Georgia. What should you do?
Slow down without swerving Speed up to pass the deer Swerve into the other lane
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Slow down without swerving
Swerving may make you hit another vehicle or leave the road, causing more damage or serious injuries.
Source: Georgia Drivers' Manual, Section 11: Crashes, Deer-Automobile Crashes
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About these questions
We wrote these practice questions from the facts in the Georgia Drivers' Manual (2023-2024 PDF; online version last changed 2026-07-20 edition) and from official sources on road signs. Every answer links to its source, so you can check it and read more.
DMV Decoded is an independent guide, not a government agency. This practice test is not connected to the Georgia Department of Driver Services, and your actual test will have different questions. Study the handbook, and check the agency's website for current rules.