Practice required coverage and what to do after a crash: 22 questions based on the Illinois Rules of the Road, 9 of them on Illinois's own rules.
The insurance company
An SR-22 can serve as proof of financial responsibility. A bond or deposit of securities may also be used.
Three months
There is also a $100 reinstatement fee, and no driving permit is available during that time.
Revoke it
Revocation is required where a death or personal injury occurred. The driver also faces criminal charges.
$1,500
A report is due regardless of fault. A lower $500 threshold applies when any vehicle involved is uninsured.
Source: Illinois Rules of the Road (2026), Chapter 7, Traffic Violations/Crashes: Crash Reports (p. 54)
$25,000
The other minimums are $50,000 for more than one person and $20,000 for another person's property.
Source: Illinois Rules of the Road (2026), Chapter 13, Owning a Vehicle: Mandatory Insurance (p. 98)
$20,000
This limit covers property. Separate minimums apply to injuries and deaths.
Source: Illinois Rules of the Road (2026), Chapter 13, Owning a Vehicle: Mandatory Insurance (p. 98)
30 minutes
If no officer is at the scene, go to the nearest police station. A passenger must report if the driver can't.
Source: Illinois Rules of the Road (2026), Chapter 7, Traffic Violations/Crashes: Crash Reports (p. 55)
$50,000
The law sets this limit per crash, alongside $25,000 for one person and $20,000 for property.
Source: Illinois Rules of the Road (2026), Chapter 13, Owning a Vehicle: Mandatory Insurance (p. 98)
True
Insurers may provide a card that can be displayed on a phone or other electronic device. Evidence of coverage must be available on request.
Source: Illinois Rules of the Road (2026), Chapter 13, Owning a Vehicle: Mandatory Insurance (p. 98)
No, you must stay at the scene
Leaving the scene of a crash with injuries is a serious offense.
Source: California Driver's Handbook, Section 7, Laws and Rules of the Road (continued); Texas Driver Handbook, Chapter 11, Motor Vehicle Crashes, p. 59; Official Florida Driver License Handbook, Chapter 3, Your Driving Privilege (p. 30); New York State Driver's Manual, Chapter 2, How to Keep Your License; Illinois Rules of the Road, Chapter 6, Driving Under the Influence; Pennsylvania Driver's Manual (PUB 95), Pennsylvania Vehicle Code (75 Pa.C.S.), Section 3742; Ohio Driver Manual, Digest of Motor Vehicle Laws, Ohio Revised Code 4549.02; Georgia Drivers' Manual, Section 11: Crashes, If You Are Involved In A Crash; Section 10: Losing Your Driving Privileges; North Carolina Driver Handbook, Chapter 4, Your Driving: Crashes (pp. 77-78); What Every Driver Must Know (SOS-133), MCL 257.617; New Jersey Driver Manual, Chapter 7, Motor Vehicle Violations: Hit-and-run, p. 130; Virginia Driver's Manual (DMV 39), Section 3, Safe Driving: Traffic Crashes (p. 25); Washington Driver Guide, Chapter 5, 5.9 Collisions: Crashing a vehicle; Massachusetts Driver's Manual, Chapter 5, p. 130; Maryland Driver's Manual, Section 8.A, p. 43; Missouri Driver Guide, Chapter 13, Traffic Crashes, PDF p. 83; Wisconsin Motorists' Handbook 2026, Section 8.B Crashes, p. 47; Arizona Driver License Manual and Customer Service Guide, Section 6, Handling Emergencies: Failure to Stop at a Crash (p. 72); Tennessee Comprehensive Driver License Manual, Section B, Chapter 8, Losing Your Privilege to Drive (p. 85); Minnesota Driver's Manual, Chapter 3, What to do in a traffic crash, p. 39; Chapter 6, Crashes, p. 78; Alabama Driver Manual, Chapter 4, The Driver, What to Do If You Have a Crash, PDF p. 39; Louisiana Class D & E Driver's Guide, Chapter 8, Driving Hazards and Emergencies, Traffic Crashes, Collision, PDF p. 125; Chapter 9, Driving Offenses, Hit and Run Driving, PDF p. 131; Kentucky Driver Manual, Section Nine, Collisions, PDF p. 64; First Aid to Collision Victims, PDF p. 65; South Carolina Code of Laws, Title 56, Chapter 5, § 56-5-1210(A); Colorado Driver Handbook (DR 2337), How You Can Lose Your License, printed p. 2 (PDF p. 5); Crash Tips, printed p. 26 (PDF p. 29); Oregon Revised Statutes 811.705, ORS 811.705(1)(a)-(b); Oklahoma Driver Manual, Chapter 13, Mandatory Revocation of Your License, p. 71; Connecticut Driver's Manual, Chapter 4, Road Safety, Traffic Crashes, p. 41; Utah Driver Handbook, Section 12, Crashes and Insurance, PDF p. 75; NRS 484E.010, NRS 484E.010; Iowa Code 2026, §321.261, §321.261(1); MDPS Driver's License Manual, In Case of an Accident, PDF p. 66; Revocation of License, PDF p. 80; K.S.A. 8-1602, K.S.A. 8-1602(a); Idaho Driver's Handbook, Crashes & the Law, PDF p. 121; Reasons for Suspension, PDF p. 124; New Mexico Driver Manual, Accidents and the Financial Responsibility Law, PDF p. 37; Keeping the Driver License, PDF p. 5; Nebraska Driver's Manual, Section 7A, General Information, PDF p. 81; Hawaii Revised Statutes, HRS §291C-12.6(a); West Virginia Code §17C-4-1, W. Va. Code §17C-4-1(a); Delaware Driver Manual (July 2026), Section Five, Crashes, PDF p. 140; Maine Revised Statutes, Title 29-A, Title 29-A, §2252, sub-§§1-2; South Dakota Driver License Manual (revised 11/2024), Emergency Situations and Avoiding Crashes, Crashes, PDF p. 59
We wrote these practice questions from the facts in the Illinois Rules of the Road (2026 (DSD A 112.47, printed July 2026) edition) and from official sources on road signs. Every answer links to its source, so you can check it and read more.
DMV Decoded is an independent guide, not a government agency. This practice test is not connected to the Illinois Secretary of State, and your actual test will have different questions. Study the handbook, and check the agency's website for current rules.