Key Louisiana facts: Insurance & Collisions
Proof of insurance must show the company name, policy number, effective dates, vehicle description, insured party and the NAIC number, which shows the company is authorized in Louisiana. Chapter 1, Getting a Driver's License, Proof of Insurance, PDF p. 12 If a driver stopped by police cannot provide proof of insurance, the license plate is seized and the vehicle may be impounded. Chapter 11, Motor Vehicle Registration and Title, Proof of Insurance, PDF p. 141 After a plate is seized, the owner has three calendar days, excluding weekends and legal holidays, to provide proof of insurance at a Motor Vehicle office. Chapter 11, Motor Vehicle Registration and Title, Proof of Insurance, PDF p. 141; Louisiana Revised Statutes, R.S. 32:863.1, Subsection C(1)(b) If the owner does not prove within 60 days of the notice that the vehicle was insured, the seized plate is destroyed and the vehicle's registration is revoked. Louisiana Revised Statutes, R.S. 32:863.1, Subsection C(1)(b) An owner who stops driving a vehicle should surrender its plate to the OMV before cancelling insurance; penalties apply otherwise. Chapter 11, Motor Vehicle Registration and Title, Proof of Insurance, PDF p. 141 Sample Insurance & Collisions questions
Your plate was seized for lack of proof of insurance. What happens if you never show, within 60 days, that the car was insured?
The plate is kept on file for a year The plate is destroyed and the registration is revoked Nothing else happens The plate is mailed back to you Show the answer
The plate is destroyed and the registration is revoked
Under R.S. 32:863.1, the OMV destroys the seized plate and the vehicle's registration is revoked.
Source: Louisiana Revised Statutes, R.S. 32:863.1, Subsection C(1)(b)
Your plate was seized for lack of proof of insurance. How long do you have to show proof at an OMV office?
Three days, not counting weekends and holidays One year, until the plate renewal 24 hours, including weekends 30 days from the date of the stop Show the answer
Three days, not counting weekends and holidays
You get three calendar days, excluding Saturdays, Sundays and legal holidays.
Source: Louisiana Class D & E Driver's Guide, Chapter 11, Motor Vehicle Registration and Title, Proof of Insurance, PDF p. 141 ; Louisiana Revised Statutes, R.S. 32:863.1, Subsection C(1)(b)
What does the guide suggest keeping in a collision kit in your glove compartment?
Your vehicle title and the bill of sale Paper, a pen, insurance and medical information Spare cash, a credit card and house keys A phone charger, snacks and sunglasses Show the answer
Paper, a pen, insurance and medical information
A collision kit helps you record what happened and get help.
Source: Louisiana Class D & E Driver's Guide, Chapter 8, Driving Hazards and Emergencies, Avoiding Collisions, PDF p. 118
An officer stops you and you cannot show proof of insurance. What can happen right away?
Your title is cancelled Only a warning is written The plate is seized and the vehicle may be impounded Nothing until your court date Show the answer
The plate is seized and the vehicle may be impounded
Without proof, the officer can take your plate, and the vehicle may be impounded.
Source: Louisiana Class D & E Driver's Guide, Chapter 11, Motor Vehicle Registration and Title, Proof of Insurance, PDF p. 141
After a crash, what does the guide suggest you sketch?
A sketch of the other driver's face The route you plan to drive tomorrow A map of the nearest gas stations Where people sat, and each car's direction and lane Show the answer
Where people sat, and each car's direction and lane
Note the date, time and weather as well.
Source: Louisiana Class D & E Driver's Guide, Chapter 8, Driving Hazards and Emergencies, Traffic Crashes, Collision, PDF p. 125
What does Louisiana's "Move It, Move It, Move It - Steer It Clear" campaign ask drivers to do?
Steer around potholes instead of braking Move crash vehicles out of the travel lanes to the nearest safe shoulder Leave crashed cars in place until the police arrive Move over a lane for buses at their stops Show the answer
Move crash vehicles out of the travel lanes to the nearest safe shoulder
If no one is seriously hurt and the car can still be driven, move it out of the travel lane. This cuts congestion and the risk of a second crash.
Source: Louisiana Class D & E Driver's Guide, Chapter 8, Driving Hazards and Emergencies, Traffic Crashes, Unattended Motor Vehicles, PDF p. 126 ; Louisiana Revised Statutes, R.S. 32:141, Subsection D
What must every car, truck, trailer and motorcycle on Louisiana highways display?
A current motor vehicle inspection sticker A parking permit A bumper sticker with the owner's name A toll tag Show the answer
A current motor vehicle inspection sticker
Inspection stickers are required. New Orleans, Kenner and Westwego run their own programs.
Source: Louisiana Class D & E Driver's Guide, Chapter 11, Motor Vehicle Registration and Title, Motor Vehicle Inspection Sticker, PDF p. 142
You will stop driving a car and want to cancel its insurance. What should you do first?
Surrender the license plate to the OMV Sell the plate to a friend Cancel the insurance, then keep the plate Remove the registration sticker only Show the answer
Surrender the license plate to the OMV
Turn in the plate before the coverage ends, or penalties will be charged.
Source: Louisiana Class D & E Driver's Guide, Chapter 11, Motor Vehicle Registration and Title, Proof of Insurance, PDF p. 141
Which number on a Louisiana proof of insurance shows the company may do business in the state?
The NAIC number The policy's ZIP code The VIN The agent's license number Show the answer
The NAIC number
Proof of insurance must list the company, policy number, dates, vehicle, insured party and NAIC number.
Source: Louisiana Class D & E Driver's Guide, Chapter 1, Getting a Driver's License, Proof of Insurance, PDF p. 12
An injured person at a crash is bleeding from the lower face or jaw. How should they be positioned?
Sitting upright with head back On their side Face down Standing up Show the answer
On their side
Turn the person on their side, and do not give them anything to drink.
Source: Louisiana Class D & E Driver's Guide, Chapter 8, Driving Hazards and Emergencies, Traffic Crashes, Collision, PDF p. 126
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About these questions
We wrote these practice questions from the facts in the Louisiana Class D & E Driver's Guide (DPSMV2052 (R08/25) on the cover (the table of contents page still prints the older form number DPSMV2052 (R03/2021)), linked from https://expresslane.la.gov/omv/resources/driver-manuals/ to Louisiana DPS's document system, read 2026-11-09. Page numbers cited are PDF pages (printed page = PDF page minus 5 in the main text). Questions and citations use the OMV Driver Manuals page as the official URL because the PDF itself is served from public.powerdms.com, which is not a .gov or .us host. Chapter 10 (Class D chauffeur's license, air brakes) and Chapter 10-A (trailers) are not used: they do not apply to Class E applicants. The guide's phone rules are out of date: it says drivers 17 or younger may not use a wireless device for calls or texts (PDF p. 116) and points to R.S. 32:59 for exceptions (PDF p. 83), but R.S. 32:300.5-300.8 were repealed by Acts 2025, No. 288, and the new R.S. 32:59 (Acts 2025, No. 288; Acts 2026, No. 677; read on legis.la.gov 2026-11-09) bars hand-held use for all drivers, allows hands-free calls and has no age rule; R.S. 32:289.1 still bars any cell phone use in the first year of a first license. Phone questions and phone coverage follow the current statutes, cited as the source; the guide's under-17 rule is not used. Full check of 2026-11-09 found more guide passages that current law no longer matches; questions follow the statute and these pages are not used as sources: work-zone fines 'double' (PDF p. 36; R.S. 32:57(H) sets $500-$1,000), plate destroyed after 3 days (PDF p. 141; R.S. 32:863.1 says 60 days), no stop for a school bus on 4- or 5-lane roads with a two-way left-turn lane (PDF pp. 93-94; not in R.S. 32:80(C)), first DWI fine $1,025 (PDF p. 129; R.S. 14:98.1 caps it at $1,000). edition) and from official sources on road signs. Every answer links to its source, so you can check it and read more.
DMV Decoded is an independent guide, not a government agency. This practice test is not connected to the Louisiana Office of Motor Vehicles (OMV), and your actual test will have different questions. Study the handbook, and check the agency's website for current rules.
