Key Minnesota facts: Insurance & Collisions
Insurance details not on hand at a crash must be given within 72 hours. Chapter 3, What to do in a traffic crash, p. 39 A crash with only property damage need not be reported to law enforcement. Chapter 3, What to do in a traffic crash, p. 39 After a crash, turn off the ignition to lower the fire risk. Chapter 3, What to do in a traffic crash, p. 39 Reinstatement after a no-insurance revocation needs a written test, a $30 fee, a new license application and an insurance certificate. Chapter 3, Insurance, p. 40 A conviction for driving an uninsured vehicle can bring a fine up to $1,000 and up to 90 days in jail. Chapter 3, Insurance, p. 40 Sample Insurance & Collisions questions
What can happen to your license if you are convicted of leaving a crash without stopping or giving aid?
Nothing, if no one was hurt badly It can be revoked You get a warning only Show the answer
It can be revoked
Stopping, identifying yourself and helping is required, especially after an injury crash.
Source: Minnesota Driver's Manual, Chapter 7, Revocation, p. 89
You become a Minnesota resident. How long do you have to register your vehicles here?
60 days 10 days 30 days One year Show the answer
60 days
Bring the title or registration card and your ID to a deputy registrar.
Source: Minnesota Driver's Manual, Chapter 3, Registering your vehicle, p. 40
For how long can driving privileges be revoked for operating an uninsured vehicle?
Up to 10 days Up to one year For life Show the answer
Up to one year
Plates and registration can also be revoked.
Source: Minnesota Driver's Manual, Chapter 3, Insurance, p. 40
Which insurance must a vehicle driven on Minnesota roads carry?
Collision only No-fault and liability None, it is optional Show the answer
No-fault and liability
Carry proof of that coverage whenever you drive.
Source: Minnesota Driver's Manual, Chapter 3, Insurance, p. 40
Your license was revoked for lack of insurance. Which of these is part of getting it back?
Waiting five years before applying Passing a written test and paying $30 Taking a road test and nothing else Show the answer
Passing a written test and paying $30
You also apply for a new license and file an insurance certificate.
Source: Minnesota Driver's Manual, Chapter 3, Insurance, p. 40
After a crash, you don't have your insurance information with you. How soon must you provide it?
Within 24 hours Within 72 hours Within 30 days Show the answer
Within 72 hours
Give the insurer's name and address and your agent's name to the officer.
Source: Minnesota Driver's Manual, Chapter 3, What to do in a traffic crash, p. 39
What is the maximum penalty listed for a conviction of driving an uninsured vehicle?
$100 and no jail $10,000 and one year in jail $1,000 and 90 days in jail Show the answer
$1,000 and 90 days in jail
Your plates and registration can be revoked too.
Source: Minnesota Driver's Manual, Chapter 3, Insurance, p. 40
A crash causes only property damage and no injuries. Must you notify law enforcement in Minnesota?
Yes, within 24 hours Yes, within one hour No, it is not required Show the answer
No, it is not required
You still exchange information and inform the owner of any other property you damaged.
Source: Minnesota Driver's Manual, Chapter 3, What to do in a traffic crash, p. 39
Which insurance is required for a motorcycle in Minnesota?
Theft coverage only No-fault coverage only Liability coverage Show the answer
Liability coverage
No-fault and uninsured driver coverage are optional for motorcycles.
Source: Minnesota Driver's Manual, Chapter 3, Motorcycle insurance, p. 40
After a crash, why should you turn off the ignition?
To reset the air bags To save fuel To lower the risk of fire Show the answer
To lower the risk of fire
Pull onto the shoulder first if you can.
Source: Minnesota Driver's Manual, Chapter 3, What to do in a traffic crash, p. 39
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About these questions
We wrote these practice questions from the facts in the Minnesota Driver's Manual (June 2026 (cover), English PDF, read 2026-11-09. Page numbers cited are the manual's printed ones (PDF page = printed page + 3). Where the manual is silent, Minnesota Statutes and Rules on revisor.mn.gov are the source. edition) and from official sources on road signs. Every answer links to its source, so you can check it and read more.
DMV Decoded is an independent guide, not a government agency. This practice test is not connected to the Minnesota Department of Public Safety, Driver and Vehicle Services (DVS), and your actual test will have different questions. Study the handbook, and check the agency's website for current rules.
