Practice required coverage and what to do after a crash: 21 questions based on the North Carolina Driver Handbook, 8 of them on North Carolina's own rules.
No, it does not
A grace period is only between you and your insurer, and the state requires continuous coverage.
It could be revoked for 30 days
Showing proof of continuous coverage avoids this, and a real lapse can also bring a fine or penalty.
Name, address, license and registration numbers, and insurer
Also get the same information from others involved in the crash.
Source: North Carolina Driver Handbook, Chapter 4, Your Driving: Crashes (pp. 77-78)
Stay in your car with the hazard lights on
Do not approach the animal, as it may be dangerous. Report it to NCDOT and a wildlife rehabilitator.
Source: North Carolina Driver Handbook, Chapter 4, Your Driving: Wildlife (pp. 74-75)
$30,000
The minimums are $30,000 per person, $60,000 for all injuries in a crash and $25,000 for property damage.
$1,000
A crash with any death or injury must be reported too, and failure to report may lead to prosecution and license suspension.
Source: North Carolina Driver Handbook, Chapter 4, Your Driving: Crashes (pp. 77-78)
Leave a written note with your details on the car
The note must be left in a conspicuous place, and you must then fully comply with the reporting rule within 48 hours.
It protects them from civil liability, with limited exceptions
The protection does not cover intentional wrongdoing or unruly conduct.
Source: North Carolina Driver Handbook, Chapter 4, Your Driving: Crashes (pp. 77-78)
Attach a note with your name and contact details
Fix a note firmly to the car with your name and address.
Source: California Driver's Handbook, Section 10, Financial Responsibility, Insurance Requirements, and Collisions; Texas Driver Handbook, Chapter 11, Crash Involving an Unattended Vehicle, p. 60; Official Florida Driver License Handbook, s. 316.063, Florida Statutes; Illinois Rules of the Road, Chapter 7, Traffic Violations/Crashes: Unattended Vehicles (p. 55); Pennsylvania Driver's Manual (PUB 95), Pennsylvania Vehicle Code (75 Pa.C.S.), Section 3745; Ohio Driver Manual, Digest of Motor Vehicle Laws, Ohio Revised Code 4549.02; Georgia Drivers' Manual, Section 11: Crashes, If You Are Involved In A Crash; North Carolina Driver Handbook, G.S. 20-166(c1); Virginia Driver's Manual (DMV 39), Section 3, Safe Driving: Traffic Crashes (p. 25); Washington Driver Guide, Chapter 5, 5.9 Collisions: Crashing a vehicle; Wisconsin Statutes, ch. 346, Wis. Stat. § 346.68; Alabama Driver Manual, Chapter 4, The Driver, When Involved in a Crash, PDF p. 40; Louisiana Class D & E Driver's Guide, Chapter 8, Driving Hazards and Emergencies, Traffic Crashes, Collision, PDF p. 125; Kentucky Driver Manual, Section Nine, Collisions, PDF p. 64; South Carolina Code of Laws, Title 56, Chapter 5, § 56-5-1240; Colorado Driver Handbook (DR 2337), Crash Tips, Involving a parked car, printed p. 26 (PDF p. 29); Oregon Driver Manual 2026-2027, Other Important Information, Unattended Vehicles, p. 94 (PDF p. 102); Connecticut Driver's Manual, Chapter 4, Road Safety, Traffic Crashes, Report the Accident, p. 41; Iowa Code 2026, §321.264, §321.264; Delaware Driver Manual (July 2026), Section Five, Reporting Crashes, PDF p. 141; Montana Driver Manual (Form 25-0100, revised April 2024), Chapter 7, Report the accident, PDF p. 90; Maine Revised Statutes, Title 29-A, Title 29-A, §2254, sub-§2; SDCL 32-34-4, SDCL 32-34-4; DC DMV Automobile Driver Manual (published Dec. 2023), Driver Manual, p. 22; Vermont Driver's Manual (VN-007, 2025 edition), Ch. 7, Crashes, PDF p. 59; Wyoming Statutes Title 31, W.S. 31-5-1104, W.S. 31-5-1104; Alaska Driver Manual (REV. 10/2025), What to do in case of every crash, PDF p. 15
Stop at the scene
You must stop, since someone may need help. Leaving the scene is a hit-and-run, and the punishment can be severe.
Source: California Driver's Handbook, Section 10, Financial Responsibility, Insurance Requirements, and Collisions; Texas Driver Handbook, Chapter 11, Motor Vehicle Crashes, p. 59; Official Florida Driver License Handbook, Chapter 9, Handling Emergencies: Stay at the Scene (p. 77); New York State Driver's Manual, Chapter 12, If You Are in a Traffic Crash; Illinois Rules of the Road, Chapter 7, Traffic Violations/Crashes: introduction and Leaving the Scene (p. 54-55); Pennsylvania Driver's Manual (PUB 95), Chapter 4, Pennsylvania's Point System: Crashes; Ohio Driver Manual, Digest of Motor Vehicle Laws, Ohio Driver Manual, Section 10, In the Event of a Crash; Georgia Drivers' Manual, Section 11: Crashes, If You Are Involved In A Crash; North Carolina Driver Handbook, Chapter 4, Your Driving: Crashes (pp. 77-78); What Every Driver Must Know (SOS-133), Chapter 7, Crashes, p. 65; New Jersey Driver Manual, Chapter 5, What to Do in Case of a Crash, p. 110; Virginia Driver's Manual (DMV 39), Section 3, Safe Driving: Traffic Crashes (p. 25); Washington Driver Guide, Chapter 5, 5.9 Collisions: Crashing a vehicle; Massachusetts Driver's Manual, Chapter 5, p. 129; Missouri Driver Guide, Chapter 13, Traffic Crashes, PDF p. 83; Wisconsin Motorists' Handbook 2026, Wis. Stat. § 346.67(1); Section 8.B Crashes, p. 47; Arizona Driver License Manual and Customer Service Guide, Section 6, Handling Emergencies: Failure to Stop at a Crash (p. 72); Tennessee Comprehensive Driver License Manual, Section B, Chapter 8, If You Are Involved in a Crash: STOP! (p. 89); Minnesota Driver's Manual, Chapter 3, What to do in a traffic crash, p. 39; Alabama Driver Manual, Chapter 4, The Driver, What to Do If You Have a Crash, PDF p. 39; Louisiana Class D & E Driver's Guide, Chapter 8, Driving Hazards and Emergencies, Traffic Crashes, Collision, PDF p. 125; Kentucky Driver Manual, Section Nine, Collisions, PDF p. 64; First Aid to Collision Victims, PDF p. 65; South Carolina Code of Laws, Title 56, Chapter 5, § 56-5-1220(A); Colorado Driver Handbook (DR 2337), Crash Tips, printed p. 26 (PDF p. 29); Oregon Revised Statutes 811.700, ORS 811.700(1)(a), (3); Oklahoma Driver Manual, Chapter 11, Your Responsibilities after a Crash, p. 63; Chapter 13, Mandatory Revocation of Your License, p. 71; Connecticut General Statutes § 14-224, Subsection (b)(3), accident causing injury or damage to property (2026 Supplement); Utah Driver Handbook, Section 12, Crashes and Insurance, PDF p. 75; NRS 484E.020, NRS 484E.020(1)(a); handbook Chapter 8, What to Do in a Crash, PDF p. 76; Iowa Code 2026, §321.262, §321.262(2); Arkansas Driver License Study Guide (Vol. 1, Ed. 10, October 2026), Chapter 9, Emergencies, Traffic Crashes, PDF p. 92; MDPS Driver's License Manual, In Case of an Accident, PDF p. 66; K.S.A. 8-1602, K.S.A. 8-1602(a); Idaho Code, Idaho Code 49-1301(1); handbook, Crashes & the Law, PDF p. 121; New Mexico Driver Manual, Accidents and the Financial Responsibility Law, PDF p. 37; Nebraska Driver's Manual, Section 7A, General Information, PDF p. 81; Hawaii Revised Statutes, HRS §291C-13; West Virginia Code §17C-4-2, W. Va. Code §17C-4-2; 21 Del. C. § 4201, 21 Del. C. § 4201(a); Montana Driver Manual (Form 25-0100, revised April 2024), Chapter 7, Accidents, PDF p. 89; Maine Revised Statutes, Title 29-A, Title 29-A, §2253, sub-§1; R.I. Gen. Laws § 31-26-2, R.I. Gen. Laws § 31-26-2; South Dakota Driver License Manual (revised 11/2024), Emergency Situations and Avoiding Crashes, Crashes, PDF p. 59; DC DMV Automobile Driver Manual (published Dec. 2023), Driver Manual, p. 21; RSA 264:25, RSA 264:25, paragraph I; 23 V.S.A. § 1128, 23 V.S.A. § 1128(a); Wyoming Driver License Manual: Rules of the Road (August 2021), PDF p. 67; Alaska Driver Manual (REV. 10/2025), What to do in case of every crash, PDF p. 15
We wrote these practice questions from the facts in the North Carolina Driver Handbook (Revised May 2025 (printed 09/25; PDF file updated September 2026) edition) and from official sources on road signs. Every answer links to its source, so you can check it and read more.
DMV Decoded is an independent guide, not a government agency. This practice test is not connected to the North Carolina Division of Motor Vehicles, and your actual test will have different questions. Study the handbook, and check the agency's website for current rules.