Practice required coverage and what to do after a crash: 22 questions based on the Pennsylvania Driver's Manual (PUB 95), 7 of them on Pennsylvania's own rules.
Insurance company and policy number
Also get names, addresses, telephone numbers and registration numbers, plus the names and addresses of any witnesses.
Source: Pennsylvania Driver's Manual (PUB 95), Chapter 4, Pennsylvania's Point System: Crashes
Call the police
Leave the note where it can be seen, with the date and time, your name and a phone number, and then call the police.
Source: Pennsylvania Driver's Manual (PUB 95), Chapter 4, Pennsylvania's Point System: Crashes
A three-month suspension
Operating the vehicle, or permitting it to be operated, without insurance brings this suspension on top of the registration one.
Within five days
Send the Driver's Accident Report Form to PennDOT within five days.
Source: Pennsylvania Driver's Manual (PUB 95), Chapter 4, Pennsylvania's Point System: Crashes
Yes, because a car needs towing
Call the police if anyone is hurt or dies, or if any vehicle needs to be towed.
Source: Pennsylvania Driver's Manual (PUB 95), Chapter 4, Pennsylvania's Point System: Crashes
At all times
You must keep automobile liability insurance on your registered vehicle at all times.
It is suspended for three months
A gap of 31 days or longer brings a three-month registration suspension.
They can fly forward and hurt someone in a crash
In a sudden stop or crash, unsecured objects keep moving and can strike people inside. Put heavy items in the trunk.
Source: Pennsylvania Driver's Manual (PUB 95), Chapter 3, Driver Factors: Secure Loose Items; New York State Driver's Manual, Defensive Driving: Seat Belts, Child Safety Seats, and Air Bags, PDF p. 49; North Carolina Driver Handbook, Cell Phones, PDF p. 44; Washington Driver Guide, Before you drive: checks, PDF p. 66; Tennessee Comprehensive Driver License Manual, Section C, Chapter 2, The Vehicle: Loose Objects (p. 101); Louisiana Class D & E Driver's Guide, Chapter 8, Driving Hazards and Emergencies, Avoiding Collisions (loose items in the trunk), PDF p. 118; Colorado Driver Handbook (DR 2337), Before You Drive, Loose objects, printed p. 6 (PDF p. 9); Iowa Driver's License Manual (MM1170), Chapter 3, 3.6 Securing Loose Objects, p. 35; Delaware Driver Manual (July 2026), Section Five, Check The Vehicle (Loose objects), PDF p. 107; Montana Driver Manual (Form 25-0100, revised April 2024), Chapter 2, Loose Objects, PDF p. 23; Maine Driver's License Manual (Rev 4/24), Section 3, Using a Cellular Telephone in Your Vehicle (portable phones become projectiles), PDF p. 27
Attach a note with your name and contact details
Fix a note firmly to the car with your name and address.
Source: California Driver's Handbook, Section 10, Financial Responsibility, Insurance Requirements, and Collisions; Texas Driver Handbook, Chapter 11, Crash Involving an Unattended Vehicle, p. 60; Official Florida Driver License Handbook, s. 316.063, Florida Statutes; Illinois Rules of the Road, Chapter 7, Traffic Violations/Crashes: Unattended Vehicles (p. 55); Pennsylvania Driver's Manual (PUB 95), Pennsylvania Vehicle Code (75 Pa.C.S.), Section 3745; Ohio Driver Manual, Digest of Motor Vehicle Laws, Ohio Revised Code 4549.02; Georgia Drivers' Manual, Section 11: Crashes, If You Are Involved In A Crash; North Carolina Driver Handbook, G.S. 20-166(c1); Virginia Driver's Manual (DMV 39), Section 3, Safe Driving: Traffic Crashes (p. 25); Washington Driver Guide, Chapter 5, 5.9 Collisions: Crashing a vehicle; Wisconsin Statutes, ch. 346, Wis. Stat. § 346.68; Alabama Driver Manual, Chapter 4, The Driver, When Involved in a Crash, PDF p. 40; Louisiana Class D & E Driver's Guide, Chapter 8, Driving Hazards and Emergencies, Traffic Crashes, Collision, PDF p. 125; Kentucky Driver Manual, Section Nine, Collisions, PDF p. 64; South Carolina Code of Laws, Title 56, Chapter 5, § 56-5-1240; Colorado Driver Handbook (DR 2337), Crash Tips, Involving a parked car, printed p. 26 (PDF p. 29); Oregon Driver Manual 2026-2027, Other Important Information, Unattended Vehicles, p. 94 (PDF p. 102); Connecticut Driver's Manual, Chapter 4, Road Safety, Traffic Crashes, Report the Accident, p. 41; Iowa Code 2026, §321.264, §321.264; Delaware Driver Manual (July 2026), Section Five, Reporting Crashes, PDF p. 141; Montana Driver Manual (Form 25-0100, revised April 2024), Chapter 7, Report the accident, PDF p. 90; Maine Revised Statutes, Title 29-A, Title 29-A, §2254, sub-§2; SDCL 32-34-4, SDCL 32-34-4
Stop at the scene
You must stop, since someone may need help. Leaving the scene is a hit-and-run, and the punishment can be severe.
Source: California Driver's Handbook, Section 10, Financial Responsibility, Insurance Requirements, and Collisions; Texas Driver Handbook, Chapter 11, Motor Vehicle Crashes, p. 59; Official Florida Driver License Handbook, Chapter 9, Handling Emergencies: Stay at the Scene (p. 77); New York State Driver's Manual, Chapter 12, If You Are in a Traffic Crash; Illinois Rules of the Road, Chapter 7, Traffic Violations/Crashes: introduction and Leaving the Scene (p. 54-55); Pennsylvania Driver's Manual (PUB 95), Chapter 4, Pennsylvania's Point System: Crashes; Ohio Driver Manual, Digest of Motor Vehicle Laws, Ohio Driver Manual, Section 10, In the Event of a Crash; Georgia Drivers' Manual, Section 11: Crashes, If You Are Involved In A Crash; North Carolina Driver Handbook, Chapter 4, Your Driving: Crashes (pp. 77-78); What Every Driver Must Know (SOS-133), Chapter 7, Crashes, p. 65; New Jersey Driver Manual, Chapter 5, What to Do in Case of a Crash, p. 110; Virginia Driver's Manual (DMV 39), Section 3, Safe Driving: Traffic Crashes (p. 25); Washington Driver Guide, Chapter 5, 5.9 Collisions: Crashing a vehicle; Massachusetts Driver's Manual, Chapter 5, p. 129; Missouri Driver Guide, Chapter 13, Traffic Crashes, PDF p. 83; Wisconsin Motorists' Handbook 2026, Wis. Stat. § 346.67(1); Section 8.B Crashes, p. 47; Arizona Driver License Manual and Customer Service Guide, Section 6, Handling Emergencies: Failure to Stop at a Crash (p. 72); Tennessee Comprehensive Driver License Manual, Section B, Chapter 8, If You Are Involved in a Crash: STOP! (p. 89); Minnesota Driver's Manual, Chapter 3, What to do in a traffic crash, p. 39; Alabama Driver Manual, Chapter 4, The Driver, What to Do If You Have a Crash, PDF p. 39; Louisiana Class D & E Driver's Guide, Chapter 8, Driving Hazards and Emergencies, Traffic Crashes, Collision, PDF p. 125; Kentucky Driver Manual, Section Nine, Collisions, PDF p. 64; First Aid to Collision Victims, PDF p. 65; South Carolina Code of Laws, Title 56, Chapter 5, § 56-5-1220(A); Colorado Driver Handbook (DR 2337), Crash Tips, printed p. 26 (PDF p. 29); Oregon Revised Statutes 811.700, ORS 811.700(1)(a), (3); Oklahoma Driver Manual, Chapter 11, Your Responsibilities after a Crash, p. 63; Chapter 13, Mandatory Revocation of Your License, p. 71; Connecticut General Statutes § 14-224, Subsection (b)(3), accident causing injury or damage to property (2026 Supplement); Utah Driver Handbook, Section 12, Crashes and Insurance, PDF p. 75; NRS 484E.020, NRS 484E.020(1)(a); handbook Chapter 8, What to Do in a Crash, PDF p. 76; Iowa Code 2026, §321.262, §321.262(2); Arkansas Driver License Study Guide (Vol. 1, Ed. 10, October 2026), Chapter 9, Emergencies, Traffic Crashes, PDF p. 92; MDPS Driver's License Manual, In Case of an Accident, PDF p. 66; K.S.A. 8-1602, K.S.A. 8-1602(a); Idaho Code, Idaho Code 49-1301(1); handbook, Crashes & the Law, PDF p. 121; New Mexico Driver Manual, Accidents and the Financial Responsibility Law, PDF p. 37; Nebraska Driver's Manual, Section 7A, General Information, PDF p. 81; Hawaii Revised Statutes, HRS §291C-13; West Virginia Code §17C-4-2, W. Va. Code §17C-4-2; 21 Del. C. § 4201, 21 Del. C. § 4201(a); Montana Driver Manual (Form 25-0100, revised April 2024), Chapter 7, Accidents, PDF p. 89; Maine Revised Statutes, Title 29-A, Title 29-A, §2253, sub-§1; R.I. Gen. Laws § 31-26-2, R.I. Gen. Laws § 31-26-2; South Dakota Driver License Manual (revised 11/2024), Emergency Situations and Avoiding Crashes, Crashes, PDF p. 59
We wrote these practice questions from the facts in the Pennsylvania Driver's Manual (PUB 95) (PUB 95 (4-21) PDF, plus the undated online manual on pa.gov, read 2026-11-06 edition) and from official sources on road signs. Every answer links to its source, so you can check it and read more.
DMV Decoded is an independent guide, not a government agency. This practice test is not connected to the Pennsylvania Department of Transportation (PennDOT), and your actual test will have different questions. Study the handbook, and check the agency's website for current rules.