Practice required coverage and what to do after a crash: 20 questions based on the Washington Driver Guide, 7 of them on Washington's own rules.
Insurance company and policy number
Exchange names, contact details, license numbers and insurance information.
$50,000
The required minimum is $50,000 when two or more people are hurt or killed in one crash.
Source: Washington Driver Guide, Chapter 2, 2.3 Insurance required
$10,000
At least $10,000 must be available for property damage to others.
Source: Washington Driver Guide, Chapter 2, 2.3 Insurance required
Spilled fuel could start a fire
Fuel may have leaked, so any flame is a real fire risk.
Take photos or video of the damage
Pictures of the damage support the report you or the police make.
$25,000
Your liability policy must pay at least $25,000 when one person is hurt or killed.
Source: Washington Driver Guide, Chapter 2, 2.3 Insurance required
4 days
State law requires the form within 4 days when law enforcement does not file one.
Proof of insurance
Keep proof of your insurance available while you drive.
Source: California Driver's Handbook, Section 10, Financial Responsibility, Insurance Requirements, and Collisions; Texas Driver Handbook, Chapter 3, Safety Responsibility, p. 18; Official Florida Driver License Handbook, Chapter 1, Driver Licenses & ID Cards (p. 1); Illinois Rules of the Road, Chapter 4, Traffic Laws; Pennsylvania Driver's Manual (PUB 95), Pennsylvania Vehicle Code (75 Pa.C.S.), Section 1786; Ohio Driver Manual, Digest of Motor Vehicle Laws, Mandatory Insurance; Georgia Drivers' Manual, What to Do and Expect When Pulled Over by Police; What Every Driver Must Know (SOS-133), MCL 257.328; New Jersey Driver Manual, Chapter 9, Insurance, p. 161; Virginia Driver's Manual (DMV 39), Section 3, Safe Driving: Traffic Stops (p. 26); Washington Driver Guide, Chapter 2, 2.3 Insurance required; Chapter 5, 5.10 Getting pulled over; Indiana Driver's Manual, Chapter 8, Traffic Stops by Law Enforcement, p. 61; Maryland Driver's Manual, Section 10.E, p. 52; Wisconsin Motorists' Handbook 2026, Section 12.E Insurance Requirements, p. 55; Arizona Driver License Manual and Customer Service Guide, Customer Service Guide: Vehicle Insurance (p. 9); Minnesota Driver's Manual, Chapter 3, Insurance, p. 40; Alabama Driver Manual, Chapter 6, Traffic Laws, Documents Required at Traffic Stops, PDF p. 70; Louisiana Class D & E Driver's Guide, Chapter 1, Getting a Driver's License, Proof of Insurance, PDF p. 12; Chapter 6, Traffic Laws and Regulations, Police Officers, PDF p. 91; Kentucky Driver Manual, Section Two, Insurance Law, PDF p. 27; Section Ten, Police and Traffic Stops, PDF p. 73; Colorado Driver Handbook (DR 2337), How You Can Lose Your License, printed p. 3 (PDF p. 6); Oklahoma Driver Manual, Chapter 3, Carry your proof of liability insurance, p. 16; Utah Driver Handbook, Section 12, Uninsured Motorist, Note, PDF p. 79; NRS 485.187, NRS 485.187(1)(b)-(c); handbook Chapter 8, PDF p. 75; Iowa Driver's License Manual (MM1170), Chapter 1, 1.2 Carrying Your License, Insurance, & Registration, p. 5; MDPS Driver's License Manual, Proof of Insurance, PDF p. 76; In Case of an Accident, PDF p. 66; Kansas Driving Handbook, Section 9, Police/Traffic Stops, PDF p. 85; Idaho Code, Idaho Code 49-1232(1); handbook, What to Expect When Stopped, PDF p. 133; Nebraska Driver's Manual, Section 2G, When Pulled Over by Police, PDF p. 36; West Virginia Driver's Licensing Handbook, Chapter I, Documents to Keep in Your Vehicle, PDF p. 25; Delaware Driver Manual (July 2026), Section Five, The role and procedures of a law-enforcement officer, PDF p. 112; Montana Code Annotated 2025, Title 61, § 61-6-302, MCA (proof of compliance); Maine Revised Statutes, Title 29-A, Title 29-A, §1601, sub-§2; South Dakota Driver License Manual (revised 11/2024), The Driver's License, Financial Responsibility, PDF p. 14
Call 911 right away
Getting help for anyone who is hurt comes first.
Source: California Driver's Handbook, Section 10, Financial Responsibility, Insurance Requirements, and Collisions; Texas Driver Handbook, Chapter 11, Aiding the Injured, p. 60; Official Florida Driver License Handbook, Chapter 9, Handling Emergencies: Your Responsibilities After a Crash (p. 77); New York State Driver's Manual, Chapter 12, If You Are in a Traffic Crash; Illinois Rules of the Road, Chapter 7, Traffic Violations/Crashes: introduction (p. 54); Pennsylvania Driver's Manual (PUB 95), Chapter 4, Pennsylvania's Point System: Crashes; Ohio Driver Manual, Digest of Motor Vehicle Laws, Ohio Driver Manual, Section 10, In the Event of a Crash; Georgia Drivers' Manual, Section 11: Crashes, If You Are Involved In A Crash; Section 11: Crashes, Aiding the Injured; What Every Driver Must Know (SOS-133), MCL 257.619; New Jersey Driver Manual, Chapter 5, What to Do in Case of a Crash, p. 110; Washington Driver Guide, Chapter 5, 5.9 Collisions: Crashing a vehicle; Reporting an injury; Massachusetts Driver's Manual, Chapter 5, p. 129; Maryland Driver's Manual, Section 8.A, p. 43; Wisconsin Motorists' Handbook 2026, Section 8.B Crashes, p. 47; Arizona Driver License Manual and Customer Service Guide, Section 6, Handling Emergencies: Reporting Crashes (p. 71); Tennessee Comprehensive Driver License Manual, Section B, Chapter 8, Traffic Crashes (p. 89); Louisiana Class D & E Driver's Guide, Chapter 8, Driving Hazards and Emergencies, Traffic Crashes, Collision, PDF p. 125; Kentucky Driver Manual, Section Nine, First Aid to Collision Victims, PDF p. 65; Colorado Driver Handbook (DR 2337), Crash Tips, printed p. 26 (PDF p. 29); Oklahoma Driver Manual, Chapter 11, Your Responsibilities after a Crash, p. 63; Connecticut Driver's Manual, Chapter 4, Road Safety, Traffic Crashes, If someone is injured, p. 41; Utah Driver Handbook, Section 12, Crashes and Insurance, PDF p. 75; Nevada Driver's Handbook, Chapter 8, What to Do in a Crash, PDF p. 76; Iowa Driver's License Manual (MM1170), Chapter 5, 5.15 Involvement in a Crash, Step 2, p. 63; MDPS Driver's License Manual, In Case of an Accident, PDF p. 66; K.S.A. 8-1604, K.S.A. 8-1604(b); Idaho Driver's Handbook, Crashes & the Law, PDF p. 121; New Mexico Driver Manual, If someone is injured, PDF p. 37; Nebraska Driver's Manual, Section 7A, General Information, PDF p. 81; Hawaii Driver's Manual, Chapter VII, Crash Procedures, PDF p. 52; West Virginia Driver's Licensing Handbook, Chapter IX, If You are Involved In A Crash, PDF p. 84; Delaware Driver Manual (July 2026), Section Five, If Someone Is Injured, PDF p. 141; Montana Driver Manual (Form 25-0100, revised April 2024), Chapter 7, If someone is injured, PDF p. 90; Maine Driver's License Manual (Rev 4/24), Section 9, Accidents (send for an ambulance), PDF p. 96; R.I. Gen. Laws § 31-26-3, R.I. Gen. Laws § 31-26-3(a)-(b); South Dakota Driver License Manual (revised 11/2024), Emergency Situations and Avoiding Crashes, Crashes, At the Accident Scene, PDF p. 59
Yes, it must be reported
A crash that injures someone has to be reported, as your state's rules require.
Source: California Driver's Handbook, Section 10, Financial Responsibility, Insurance Requirements, and Collisions; Official Florida Driver License Handbook, Chapter 9, Handling Emergencies (p. 77); New York State Driver's Manual, Chapter 2, How to Keep Your License; Illinois Rules of the Road, Chapter 7, Traffic Violations/Crashes; Pennsylvania Driver's Manual (PUB 95), Pennsylvania Vehicle Code (75 Pa.C.S.), Section 3746; Ohio Driver Manual, Digest of Motor Vehicle Laws, Ohio Driver Manual, Section 10, In the Event of a Crash; Georgia Drivers' Manual, Section 11: Crashes, If You Are Involved In A Crash; North Carolina Driver Handbook, Chapter 4, Your Driving: Crashes (pp. 77-78); What Every Driver Must Know (SOS-133), MCL 257.622; New Jersey Driver Manual, Chapter 5, Reporting Crashes, p. 111; Virginia Driver's Manual (DMV 39), Section 3, Safe Driving: Traffic Crashes (p. 25); Washington Driver Guide, Chapter 5, 5.9 Collisions: Crashing a vehicle; Wisconsin Motorists' Handbook 2026, Wis. Stat. § 346.70(1); Section 8.B Crashes, p. 47; Arizona Driver License Manual and Customer Service Guide, Section 6, Handling Emergencies: Reporting Crashes (p. 71); Minnesota Driver's Manual, Chapter 3, What to do in a traffic crash, p. 39; Alabama Driver Manual, Chapter 4, The Driver, Report All Traffic Mishaps, PDF p. 40; Louisiana Class D & E Driver's Guide, Chapter 8, Driving Hazards and Emergencies, Traffic Crashes, Collision (call the police), PDF p. 125; South Carolina Code of Laws, Title 56, Chapter 5, § 56-5-1260; Colorado Driver Handbook (DR 2337), Crash Tips, printed p. 26 (PDF p. 29); Oklahoma Driver Manual, Chapter 11, Your Responsibilities after a Crash, p. 63; Connecticut Driver's Manual, Chapter 4, Road Safety, Traffic Crashes, Report the Accident, p. 41; Utah Driver Handbook, Section 12, Crashes and Insurance, PDF p. 75; NRS 484E.030, NRS 484E.030(2); Arkansas Driver License Study Guide (Vol. 1, Ed. 10, October 2026), Chapter 9, Emergencies, Traffic Crashes, PDF p. 92; MDPS Driver's License Manual, In Case of an Accident, PDF p. 66; Hawaii Revised Statutes, HRS §291C-16(a); West Virginia Code §17C-4-6, W. Va. Code §17C-4-6; 21 Del. C. § 4203, 21 Del. C. § 4203(a)(1); Montana Code Annotated 2025, Title 61, § 61-7-108, MCA (immediate notice of accidents); Maine Revised Statutes, Title 29-A, Title 29-A, §2251, sub-§§1-2; R.I. Gen. Laws § 31-26-3.2, R.I. Gen. Laws § 31-26-3.2; South Dakota Driver License Manual (revised 11/2024), Emergency Situations and Avoiding Crashes, Crashes, Report the Accident, PDF p. 60
We wrote these practice questions from the facts in the Washington Driver Guide (PDF 520-400 (R/4/25), July 2025, linked from https://dol.wa.gov/driver-licenses-and-permits/driver-training-and-testing/driver-guides, read 2026-11-07 edition) and from official sources on road signs. Every answer links to its source, so you can check it and read more.
DMV Decoded is an independent guide, not a government agency. This practice test is not connected to the Washington State Department of Licensing (DOL), and your actual test will have different questions. Study the handbook, and check the agency's website for current rules.